Info Box
1. Fill out the form on this website.
2. Choose from the homes we have available.
3. Complete the application process.
4. Once approved you can move in and enjoy your new home.
FAQ-
Do I need to qualify to buy a home?
We are not interested in your past credit status. Your ability to make reasonable monthly payments and your desire to be a homeowner now is what is really important to us.
How much down payment do I need?
We are somewhat flexible with your down payment. We can offer you many options and we always do our best to work with whatever funds you have available. We will look at your income and available to funds to determine your down payment requirement. We rarely accept less than 5% of the home’s value as a down payment. Most are 10% to 20%.
What other methods of down payment are accepted?
Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment, you can use that with our programs. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties.
How does your Lease with an Option to Purchase Program Work?
We can lease you the home with the exclusive right to purchase it at a later date. Our buyers love it because it gives them the time they need to save up for a larger down payment, time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying. 100% of your option fee/down payment is credited toward the purchase price of the home, plus you may be eligible to receive a monthly credit towards the purchase price every time you pay your lease on time.
I love the home, what is the next step?
The first step is to fill out the short questionnaire on this page. Please keep in mind that our homes go quickly, so time is of the essence. Contact us now for your application.